HBO + HIP
Home Building Opportunity (HBO)
BUILD YOUR DREAM HOME
Building your dream home can be one of the most exciting and rewarding projects you can undertake. Getting the opportunity to plan out each step of the process and make the decisions about your building project is a big responsibility. If you are in the market to build a home and looking for land, you may want to consider the Home Building Opportunity (HBO). The HBO is a means for enrolled members of the Oneida Nation of Wisconsin, to obtain a Residential Land Lease for a vacant residential lot.
A good place to start the research for your home building project is to find out how much financing you will be able to obtain. A pre-qualification letter from a financial institution is required at the time of application submission.
The lots listed below are currently available for application.
*PLEASE NOTE: ALL APPLICANTS MUST BE ELIGIBLE FOR INDIAN HEALTH SERVICES ASSISTANCE FOR WATER AND SEWER CONNECTION. CONTACT ONEIDA WELLS AND SEPTIC AT 869-1600 TO DETERMINE ELIGIBILITY.
THERE ARE NO LOTS AVAILABLE AT THIS TIME.
For additional information please contact the Residential Outreach Coordinator at (920) 869-6184.
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Homeownership Independent Purchase (HIP) Program
The Homeownership by Independent Purchase (HIP) Program helps to increase Oneida enrolled members homeownership; increase the land base available for the fee-to-trust process, while simultaneously affording you a greater independence in the purchase process by requiring the buyer to negotiate the purchase offer independent of the Nation.
In order to initiate the HIP process, the buyer shall request a certificate of pre-qualification from Bay Bank which will provide the maximum amount of financing that Bay Bank is willing to offer towards a home purchase.
Eligible Buyers
- Oneida Tribal Member
- 18 years of age or older
- Have adequate funds available for purchase of the Improvements or be able to secure financing from Bay Bank
- Meet the minimum down payment requirements established by Bay Bank and HUD’s guidelines
Eligible Property for purchase
- Must be fee land located within Reservation boundaries
- Must be single family dwelling located on the property; vacant properties are not eligible for this program.
- Must be free of any and all environmental concerns to the satisfaction of the Environmental Health & Safety and Land Division;
- Must be free of any and all title defects to the satisfaction of the Oneida Law Office;
- May not require mortgage loan for the improvements in excess of $250,000; and
- May not have a tax assessed value of greater than $100,000 for the land;
- May not have restrictive covenants which would prevent the Nation from having the land put into trust status. Subdivisions which may have such restrictive covenants include, but are not limited to: Thornberry Creek subdivisions, Tailwinds, Centennial Centre, and Polo Point.
Contact CHD Residential Leasing Specialist
Phone: (920) 869-2227
Email: oneida_hipt@oneidanation.org
Applicable Documents:
Oneida Map – Rds
CHD – HIP Flyer
APPLICATION FOR ONEIDA RESIDENTIAL LEASE
HIP Flow Chart
HIP – Offer to Purchase 10_2021
Counter Offer
Land History Questionaire
Real Estate Condition Report.2019
Preferred Broker & Realtor Contacts
Laws and Rules:
Real Property Law
Rule-No.-6-Homeownership-by-Independent-Purchase-HIP-Program
Residential Leasing Rules
HIP SOP 2021
Hearth Act of 2012
The Helping Expedite and Advance Responsible Tribal Home Ownership Act of 2012 (the HEARTH Act) creates a voluntary, alternative land leasing process available to tribes by amending the Indian Long-Term Leasing Act of 1955, 25 U.S.C. Sec. 415. Under the Act, once their governing tribal leasing regulations have been submitted to, and approved by, the Secretary of the Interior, tribes are authorized to negotiate and enter into leases without further approvals by the Secretary. Specifically, the Act authorizes tribes to execute agricultural and business leases of tribal trust lands for a primary term of 25 years and up to two renewal terms of 25 years each. Leases of tribal trust lands for residential, recreational, religious or educational purposes may be executed for a primary term of up to 75 years. In support of tribal self-determination, the Act requires the Secretary to approve tribal leasing regulations if the regulations are consistent with the Department of the Interior’s leasing regulations at 25 CFR Part 162 and they provide for an environmental review process that meets requirements set forth in the Act.
