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Home Ownership Opportunities

CHD Residential Sales

Comprehensive Housing Division Residential Sales (CHD) is an opportunity to purchase and finance a home directly with CHD.  When a home is available for purchase CHD will conduct showings over the course of one (1) week with a minimum of two (2) public showings where one (1) showing is required to be conducted during business hours and one (1) showing is required to be conducted after business hours.

Current list of available home for sale


We currently have no homes available for sale.



  • Prequalification may be from CHD or an outside lender
  • If an interested buyer plans to finance the purchase through a mortgage from CHD, the interested buyer shall schedule a meeting with CHD during the prequalification week in order to determine eligibility

Setting the Offer Period

  • When the Comprehensive Housing Division offers a home for sale, it will set an offer period of one (1) business day during which offers to purchase may be submitted at the Bay Bank drop box.
  • CHD may extend the offer period by providing notice of the extension both on the Nation’s website, Bay Bank and the CHD.
  • CHD shall disqualify offers to purchase received outside of the offer period.

Making an Offer to Purchase 

  • Submit offer to purchase at Bay Bank drop box, in person, or using the offer to purchase form available on the Nation’s website and CHD
  • Offers to purchase that are not submitted using the Nation’s form will not be accepted by the CHD
  • An offer to purchase for less than the listing price will not be considered.
  • Any offers to purchase that do not include at least one (1) Tribal member will not be considered.
  • Prior to accepting an offer to purchase for the drop box, Bay Bank staff shall date and time stamp all offers to purchase upon receipt.
  • Multiple parties arrive at the same time to submit an offer to purchase (i.e. if parties are waiting to submit prior to business hours), Bay Bank staff shall determine the order of receipt through a lottery system in which each party receives a number by chance. Bay Bank staff shall number the offers having the same date and time stamps by from lowest drawn number to highest drawn number.
  • There is no limit as to how many offers to purchase a Tribal member may submit within an offer period.

Contact Information

Michelle Hill, Sr Loan Officer (920) 869-6182
Grace Delgado, Loan Officer (920) 869-6194

Loan Application Packet

Real Property Law
Residential Sales Rule

Homes For Sale By Owner

Let’s get your house sold!

Comprehensive Housing Division is here to provide advertising services to Oneida enrolled members with set requirements for homeowners advertising properties/improvements for sale within the reservation.  For more information about placing an ad contact Grace Delgado (920) 869-6198 or Michelle Hill (920) 869-6182.

Advertising Homes for Sale by Owner
FSBO Advertising Application
2020 Offer to Purchase Member to Member

Home Building Opportunity (HBO)


Building your dream home can be one of the most exciting and rewarding projects you can undertake. Getting the opportunity to plan out each step of the process and make the decisions about your building project is a big responsibility.  If you are in the market to build a home and looking for land, you may want to consider the Home Building Opportunity (HBO).  The HBO is a means for enrolled members of the Oneida Nation of Wisconsin, to obtain a Residential Land Lease for a vacant residential lot.

A good place to start the research for your home building project is to find out how much financing you will be able to obtain.  A pre-qualification letter from a financial institution is required at the time of application submission.

The lots listed below are currently available for application.



Lot # Address/Location Advertising Status Land Status Approx. Lot Size

For additional information please contact the Residential Outreach Coordinator at (920) 869-6183.


Real Property Law

Property and Land Leasing

Homeownership Independent Purchase Program (HIP)

The Homeownership by Independent Purchase (HIP) Program helps to increase Oneida enrolled members homeownership; increase the land base available for the fee-to-trust process, while simultaneously affording you a greater independence in the purchase process by requiring the buyer to negotiate the purchase offer independent of the Nation.

In order to initiate the HIP process, the buyer shall request a certificate of pre-qualification from Bay Bank which will provide the maximum amount of financing that Bay Bank is willing to offer towards a home purchase.

Eligible Buyers

  • Oneida Tribal Member
  • 18 years of age or older
  • Have adequate funds available for purchase of the Improvements or be able to secure financing from Bay Bank
  • Meet the minimum down payment requirements established by Bay Bank and HUD’s guidelines
  • Must currently NOT be party to an existing Residential Lease

Eligible Property for purchase

  • Must be fee land located within Reservation boundaries
  • Must be single family dwelling located on the property; vacant properties are not eligible for this program.
  • Must be free of any and all environmental concerns to the satisfaction of the Environmental Health & Safety and Land Division;
  • Must be free of any and all title defects to the satisfaction of the Oneida Law Office;
  • May not require mortgage loan for the improvements in excess of $250,000; and
  • May not have a tax assessed value of greater than $75,000 for the land;
  • May not have restrictive covenants which would prevent the Nation from having the land put into trust status.  Subdivisions which may have such restrictive covenants include, but are not limited to: Thornberry Creek subdivisions, Tailwinds, Centennial Centre, and Polo Point.

Contact Mary Jo Nash, Acquisition Manager
Phone:  (920) 869-6612
Email:  [email protected]

Oneida Map – Rds

Laws and Rules:

Real Property Law                                         HIP Rule

Additional/Contact Info