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Oneida Life Insurance Plan Plus


General Tribal Council Resolution 01-17-2009-B created the Oneida Life Insurance Plan Plus (OLIPP) as a valuable new benefit for every enrolled member. OLIPP was designed to replace the Oneida Burial Fund that had served us well for many years.

The OLIPP benefit pays $15,000 to the beneficiary(ies) designated by each member.

OLIPP became effective on October 1, 2009, for every member. The cost of this plan is completely paid for by the Oneida Nation. Each member will need to name the beneficiary(ies) of their choice on a Beneficiary Designation Form. The beneficiary(ies) is the person(s) that will receive the $15,000 proceeds in the event of the member’s death. This is a very important decision because the member may rely on their beneficiary to pay for final burial expenses, outstanding debt, or care for family members. Through the beneficiary designation, the member has the opportunity to decide how to direct the proceeds.

You or your beneficiary may assign a portion of the $15,000 life insurance benefit to a funeral home or the Oneida Trust Enrollment Department to ensure final burial expenses are paid. At point of claim, any remaining amount will be paid to the designated beneficiary(ies).

One intent of this policy is to provide the recipients of these proceeds with funds to pay for the burial expenses of the deceased member.

OLIPP features a “Living Benefit” provision available to all eligible members. The living benefit is designed to provide a partial payment of the death benefit under the policy to the member that is diagnosed with a terminal condition (a life expectancy of less than 12 months). Once documentation has been submitted and approved, OLIPP will pay up to 50% of the death benefit less a $300 processing fee.

Choosing a Beneficiary    OLIPP Summary of Benefits    OLIPP Term Life Certificate 

OLIPP Brochure 

Children's Burial Fund

Business Committee Resolution 02-10-2010-B created the Children’s Burial Fund.  The Children’s Burial Fund was designed to provide financial assistance towards the funeral costs for children of a certain age who are not enrolled, but are eligible for enrollment with the Oneida Nation. 

The Children’s Burial Fund pays a maximum of $3,500 to defray the cost of funeral expenses.  Generally to be eligible under this policy, the deceased must be five (5) years of age or younger, not enrolled, but eligible for enrollment. 

Children’s Burial Fund Policy 

Estate Planner

Preparing for the future can be a difficult challenge for all of us. We know there are tasks we should take care of in advance and yet we keep putting them off until tomorrow because we don’t want to think about it, but what happens if there is no tomorrow?   

The Estate Planner was created to assist you with funeral planning options as well as providing the individual(s) you trust with important information regarding you and your estate. As difficult and uncomfortable as it may be, planning ahead will help your loved ones carry out your wishes. 

Please note that this Estate Planner will NOT provide you with legal advice and it is NOT meant to be a substitute for speaking to an attorney or someone else who can advise you about your planning needs. The needs and desires of every person are unique and this planner is not designed to address individual situations. There are many important issues that should be addressed when you make your plan, and this planner is not able to address them all. As well, laws vary from state to state and tribe to tribe, and even federal law may be applied differently in each state. This area of law is always evolving, and this planner cannot anticipate or reflect any future changes to the law. Therefore, the creators of this planner make no warranty or guarantee concerning the accuracy or reliability of the content provide by this handbook. (2007, Estate Planning Handbook for Native Americans in Wisconsin)

Estate Planner       Traditional Funerals  

The Three Strings       Land Management (Probate) 

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