Loan Program

Whether you’re a first-time homebuyer or looking to build a home, this is one of the biggest decisions of your life.  It’ll be a place where memories are made.

Mortgage loans are available for the following purposes:

• Purchase of a home
• Construction of a home
• Home Repairs
• Equity Loan
• Down payment Loan for use in coordination with the Section 184 Loan Program
  NOTE:  THESE FUNDS ARE CONTINGENT UPON FUNDING ALLOCATIONS.

**Elders and Oneida Veterans may receive a discounted interest rate on specific loan types.

To be eligible:

• You must be an Oneida Tribal Member
• The home must be on land owned by the Oneida Nation
• Applicants are required to have a Transunion credit rating of 550 or more.
• To have a debt to income ratio of 36% or lower

Please contact the Comprehensive Housing Division to speak directly to a loan officer for more information on eligibility requirements, financial qualification, interest rates, maximum loans amounts, and all other questions.

Grace Delgado
gdelgado@oneidanation.org
920-869-6194

Michelle Hill
mhill@oneidanation.org
920-869-6182

Complete the applications and schedule an appointment with one of our loan officers.

Loan Application Packet

Mortgage Programs Rule

Mortgage and Foreclosure Law