Loan Program

Whether you’re a first-time homebuyer or looking to build a home, this is one of the biggest decisions of your life.  It’ll be a place where memories are made. Mortgage loans are available for the following purposes:

• Purchase of a home
• Construction of a home (Coming soon)
• Home Repairs (Not available)
• Equity Loan (Not available)
• Down payment Loan for use in coordination with the Section 184 Loan Program
  NOTE:  THESE FUNDS ARE CONTINGENT UPON FUNDING ALLOCATIONS.  

**Elders (55+) and Oneida Veterans may receive a discounted interest rate on specific loan types. To be eligible:

• You must be an Oneida Tribal Member
• The home must be on land owned by the Oneida Nation
• Applicants are required to have a Transunion credit rating of 550 or more.
• To have a debt to income ratio of 36% or lower

Please contact the Comprehensive Housing Division to speak directly to a loan officer for more information on eligibility requirements, financial qualification, interest rates, maximum loans amounts, and all other questions.

Grace Delgado gdelgado@oneidanation.org 920-869-6194

Rebecca Skenandore Rskenan4@oneidanation.org 920-869-6197

Current Loan Program Information
Loan Application Packet
Mortgage Programs Rule
Mortgage and Foreclosure Law