23-GRN-020 Creditbox.com LLC v Tracy Smith
https://oneida-nsn.gov/wp-content/uploads/2024/03/23-GRN-020-Creditbox.com-LLC-v-Tracy-Smith.pdf?_rt=NTMxfDU0fNC_0YHQuNGF0L7Qu9C-0LMg0L7QvdC70LDQudC9IDIwMjEuINC30LDQtNCw0YLRjCDQstC-0L_RgNC-0YEgaHR0cDovL2luc3RhZ3JhbS5jb20vYmF0bWFuYXBvbGxvfDE3MTk4NDMxMjA&_rt_nonce=8352864c79